LIC AAO Recruitment 2025: Complete Details of Notification, Vacancies, and Application Process

Introduction to LIC AAO Recruitment 2025

The Life Insurance Corporation of India (LIC) has announced its Assistant Administrative Officer (AAO) recruitment for 2025, offering 841 positions across various specialized categories. This recruitment initiative provides opportunities for graduates and professionals seeking careers in India’s insurance and financial services sector. LIC operates as the country’s largest life insurance provider, maintaining a substantial market presence for over six decades.

The recruitment encompasses generalist positions, specialist roles in information technology and actuarial sciences, and engineering positions. This comprehensive hiring drive reflects LIC’s organizational expansion requirements and operational needs. Candidates meeting the specified eligibility criteria can apply through the official online portal within the designated timeframe.

This guide provides detailed information about the LIC AAO 2025 recruitment, including eligibility requirements, application procedures, examination structure, and selection methodology. All information is sourced from official LIC notifications to ensure accuracy and reliability for prospective applicants.

Understanding LIC AAO Positions and Vacancy Distribution

Overview of Assistant Administrative Officer Role

Assistant Administrative Officers function as entry-level management professionals within LIC’s organizational structure. These officers handle administrative responsibilities, policy management, customer service operations, and business development activities. The position requires analytical capabilities, communication skills, and understanding of insurance principles.

AAO positions fall under Scale III officer grade in LIC’s hierarchical structure. Officers work across various departments including underwriting, claims processing, marketing, and customer relations. The role involves both desk-based administrative work and field activities depending on assignment location.

Vacancy Breakdown by Category

Assistant Administrative Officer (Generalist): Over 500 positions available for graduates from any academic discipline. These positions form the largest component of the recruitment drive. Generalist officers receive training in multiple functional areas before departmental assignment.

Assistant Administrative Officer (Specialist Categories): More than 250 positions across specialized domains including Information Technology professionals, Chartered Accountants, Actuarial Science experts, and Rajbhasha officers. Specialist positions require specific educational qualifications and professional certifications relevant to the domain.

Assistant Engineer Positions: Over 90 technical positions spanning Civil Engineering, Electrical Engineering, Structural Engineering, Mechanical Engineering, and Architecture specializations. Engineering officers manage infrastructure projects, maintenance operations, and technical assessments across LIC facilities.

Eligibility Criteria for LIC AAO Recruitment 2025

Age Limit Requirements

General Age Parameters:

• Minimum age: 21 years (as of August 31, 2025)
• Maximum age: 30 years (as of August 31, 2025)

Candidates must verify their age eligibility based on the specified reference date. Age calculation follows standard government norms for public sector recruitment processes.

Age Relaxation Provisions:

• Scheduled Caste (SC) and Scheduled Tribe (ST) candidates: 5 years
• Other Backward Classes (OBC) Non-Creamy Layer: 3 years
• Persons with Benchmark Disabilities (PwBD): 10 years
• Ex-Servicemen: 5 years (calculated after deducting military service period)

Age relaxations apply as per Government of India guidelines for reserved category candidates. Applicants must provide valid certificates supporting their category claims during verification stages.

Educational Qualification Requirements

For Assistant Administrative Officer (Generalist):

Candidates require a Bachelor’s degree in any discipline from a university recognized by the University Grants Commission (UGC). The degree must be completed before the application deadline date. Minimum percentage requirements are specified in the official notification where applicable.

For Assistant Administrative Officer (Specialist Positions):

Information Technology Specialists: Bachelor’s degree in Computer Science, Information Technology, Computer Applications, or equivalent technical qualifications from recognized institutions.

Chartered Accountants: Valid CA qualification with active membership from the Institute of Chartered Accountants of India (ICAI). Membership certificate must be current and in good standing.

Actuarial Specialists: Degree or professional qualification in Actuarial Science from recognized institutions. Candidates should have cleared specified actuarial examinations as mentioned in official requirements.

Rajbhasha Officers: Master’s degree in Hindi, Sanskrit, or other Indian languages specified in the notification. Additional qualifications in English or translation may be preferred.

For Assistant Engineer Positions:

Bachelor’s degree in Engineering from institutions recognized by the All India Council for Technical Education (AICTE) or equivalent regulatory bodies. Relevant specializations include Civil, Electrical, Structural, Mechanical Engineering, and Architecture. Professional registration with relevant engineering councils may be required.

Application Process: Step-by-Step Instructions

Important Dates and Timeline

Critical Deadline Information:

Candidates should complete applications well before deadlines to avoid technical difficulties or last-minute issues.

Online Registration Procedure

Step 1: Access Official Portal

Visit the official Life Insurance Corporation website at licindia.in. Navigate to the career or recruitment section using the main menu. Locate the current AAO recruitment notification link for 2025.

Step 2: New Candidate Registration

Click on the new registration option to create a candidate profile. Enter a valid email address that will receive all official communications. Provide an active mobile number for SMS notifications and verification purposes.

Generate a unique registration number and password after completing basic details. Save these credentials securely as they are required for all subsequent logins. An automated confirmation email will be sent to the registered address.

Step 3: Complete Application Form

Log in using registration credentials to access the detailed application form. Fill all mandatory fields including personal information, educational qualifications, and work experience if applicable. Ensure accuracy in data entry as modifications may not be permitted after submission.

Enter category details accurately including caste category, disability status, or ex-serviceman status. Specify position preferences and preferred examination center locations from available options.

Document Upload Requirements

Photograph Specifications:

• Recent passport-size color photograph
• Dimensions: 4.5 cm height × 3.5 cm width
• Plain light-colored background
• File format: JPEG
• File size: 20 KB to 50 KB

Signature Specifications:

• Signature on white paper using black ink
• Clear and legible writing
• File format: JPEG
• File size: 10 KB to 20 KB

Additional Documents:

• Scanned identity proof (Aadhaar, PAN, Passport, or Voter ID)
• Educational qualification certificates
• Category certificate for reserved category applicants
• Disability certificate for PwBD candidates

Ensure all scanned documents meet specified technical requirements for successful upload. Poor quality or oversized files may cause application rejection.

Application Fee Payment

Fee Structure:

Payment methods include credit cards, debit cards, net banking, and UPI-based payment systems. Complete payment transactions before the specified deadline to ensure application validity.

Save payment confirmation receipts or transaction reference numbers for future correspondence. Fee payment is non-refundable under any circumstances. No fee waivers apply beyond specified category exemptions.

Final Submission and Confirmation

Review all entered information thoroughly before clicking the final submit button. After submission, download and save the completed application form PDF. Print multiple copies for personal records and future reference during examination and interview stages.

An application reference number will be generated upon successful submission. This number is essential for tracking application status and downloading admit cards. Candidates will receive confirmation via email and SMS to registered contact details.

LIC AAO Examination Pattern and Structure

Preliminary Examination Details

The preliminary examination serves as the initial screening stage for candidate selection. This computer-based test evaluates fundamental skills across three core subjects. Candidates must achieve minimum sectional cut-off marks in addition to overall qualifying scores.

Preliminary Exam Structure:

Each section has a separate time allocation without flexibility to use time from one section for another. Questions are multiple-choice with four or five answer options. Negative marking applies at 0.25 marks deduction per incorrect answer.

Examination Medium:

Questions appear in English and Hindi languages except for the English Language section. Candidates can select their preferred language for attempting reasoning and quantitative sections. The examination uses computer-based interface requiring basic computer operation skills.

Qualifying Nature:

The preliminary examination determines eligibility for the main examination. Scores from this stage do not contribute to final merit ranking. Sufficient candidates are shortlisted for the main examination based on performance and vacancy numbers.

Main Examination Structure

The main examination provides comprehensive evaluation through objective tests and descriptive writing assessment. This stage determines final merit list preparation along with interview scores.

Objective Test Components:

Descriptive Test Component:

The descriptive section assesses English writing skills through essay composition and letter writing exercises. This section carries 25 marks with 30 minutes time allocation. Handwritten responses are required using provided input mechanisms.

Evaluation criteria include content quality, grammatical accuracy, coherence, vocabulary usage, and presentation style. Topics typically relate to current affairs, social issues, or business communication scenarios.

Total Main Examination Marks: 175 (150 objective + 25 descriptive)

Negative Marking: 0.25 marks deducted for each incorrect answer in objective sections. No negative marking applies to descriptive section or unanswered questions.

Interview Process

Candidates qualifying the main examination receive calls for personal interview rounds. The interview carries 50 marks contributing to final merit determination. Interview panels comprise senior LIC officials assessing multiple competency dimensions.

Interview Assessment Areas:

Professional knowledge relevant to the applied position receives evaluation through technical questions. Communication skills in English and Hindi languages are assessed through conversational exchanges. Leadership potential and decision-making abilities are evaluated through situational questions.

Personality traits including confidence, composure, and interpersonal skills receive attention during interaction. Awareness of current affairs, insurance sector developments, and LIC’s organizational profile is tested. Interviews typically last 15-30 minutes per candidate.

Merit List Preparation:

Final selection is based on combined scores from main examination (175 marks) and interview (50 marks). Total merit score equals 225 marks maximum. Candidates are ranked in order of merit within their respective categories.

Medical Examination

Selected candidates undergo medical fitness assessment according to LIC’s established health standards. Medical examination verifies physical and mental fitness for performing assigned job responsibilities. Standards include vision requirements, hearing capacity, and general health parameters.

Candidates failing to meet medical standards may face rejection despite clearing written tests and interviews. Medical fitness certificates from authorized medical practitioners are required. Detailed medical standards are specified in the official recruitment notification.

Comprehensive Syllabus Coverage

Reasoning Ability Topics

Verbal and Analytical Reasoning:

Logical reasoning questions test deductive and inductive thinking patterns. Analytical reasoning involves solving complex problems using systematic analysis. Verbal reasoning assesses ability to understand relationships between words and concepts.

Pattern Recognition:

Series completion questions require identifying patterns in numerical or alphabetical sequences. Pattern matching tests visual perception and logical consistency. Analogies assess ability to identify similar relationships between different pairs.

Critical Thinking:

Statement and assumption questions evaluate logical inference capabilities. Cause and effect analysis tests understanding of consequential relationships. Syllogisms assess logical deduction from given statements.

Quantitative Aptitude Content

Arithmetic Operations:

Number systems, percentages, profit and loss, simple and compound interest form foundational topics. Ratio and proportion, time and work, time and distance problems test application skills. Averages, mixtures, and allegations require analytical calculation abilities.

Algebra and Geometry:

Linear equations, quadratic equations, and inequalities appear regularly. Geometric concepts include areas, perimeters, volumes of various shapes. Coordinate geometry basics may be included in advanced questions.

Data Interpretation:

Tables, bar graphs, line charts, and pie charts require analysis and calculation. Data interpretation questions test ability to extract information and perform computations. Questions may involve multiple data sets requiring comparative analysis.

English Language Components

Reading Comprehension:

Passages on diverse topics including business, economics, social issues, and general interest. Questions assess understanding of main ideas, supporting details, and author’s perspective. Inference and vocabulary questions based on passage context appear frequently.

Grammar and Usage:

Error detection questions identify grammatical mistakes in sentences. Sentence improvement questions require selecting better phrasing options. Fill in the blanks tests vocabulary and contextual word usage.

Vocabulary Enhancement:

Synonyms and antonyms assess word knowledge and meaning understanding. Idioms and phrases test familiarity with common English expressions. One-word substitutions require identifying precise terms for given definitions.

Insurance and Financial Market Awareness

Insurance Fundamentals:

Basic insurance concepts including policy types, premium calculation, and claim settlement. Life insurance products, health insurance, and general insurance categories. Insurance regulations, IRDAI guidelines, and consumer protection measures.

LIC-Specific Knowledge:

LIC’s history, organizational structure, and market position in India. Major LIC insurance products and services currently offered. Recent developments, initiatives, and performance indicators of LIC.

Financial Market Concepts:

Banking system basics, monetary policy, and financial institutions. Stock market fundamentals, mutual funds, and investment instruments. Economic indicators, inflation, GDP, and fiscal policy understanding.

General Knowledge and Current Affairs

National Events:

Government policies, schemes, and major developmental initiatives. Political developments, elections, and administrative changes. Social issues, educational reforms, and healthcare programs.

International Affairs:

Global economic developments and international trade agreements. Diplomatic relations, international organizations, and summit meetings. Significant global events affecting India’s interests.

Sports and Awards:

Major sporting events, championships, and Indian achievements. National and international awards and recognitions. Prominent personalities in various fields receiving honors.

Salary Structure and Benefits Package

Monthly Compensation Components

Basic Salary Structure:

Assistant Administrative Officers receive a basic pay of ₹53,600 per month under Scale III officer grade. This forms the foundation for calculating various allowances and benefits. Pay scales follow central public sector undertaking norms with periodic revisions.

Grade pay of ₹3,200 per month supplements the basic salary component. Combined basic pay and grade pay determine eligibility for various percentage-based allowances. This salary structure applies uniformly across all AAO positions regardless of specialization.

Allowances and Benefits:

Dearness Allowance (DA): Variable percentage of basic pay adjusted quarterly based on inflation indices. Current DA rates follow government announcements applicable to public sector organizations.

House Rent Allowance (HRA): Ranges from 8.5% to 15% of basic pay depending on city classification. Metropolitan cities receive higher HRA percentages compared to smaller towns. Allowance is not paid when official accommodation is provided.

City Compensatory Allowance (CCA): Additional allowance for employees posted in expensive urban centers. Rates vary based on city categorization and cost of living indices.

Total Monthly Emoluments:

In metropolitan cities, the combined monthly salary including all allowances exceeds ₹92,870. Actual take-home salary varies based on posting location and applicable deductions. Non-metropolitan postings result in proportionally adjusted total compensation.

Long-term Financial Benefits

Provident Fund and Pension:

Contributory Provident Fund with matching organizational contributions ensures retirement savings. Employees contribute a percentage of basic pay with equal employer contribution. Defined benefit pension schemes provide post-retirement income security.

Pension calculation follows established formulas based on service duration and last drawn salary. Family pension provisions protect dependents after employee demise. These retirement benefits provide substantial long-term financial security.

Insurance Coverage:

Group life insurance coverage worth ₹20 lakhs provides financial protection for employee families. Group personal accident insurance covers work-related and general accidents. Medical insurance extends to employee and dependent family members.

Premium payments for group insurance schemes are borne entirely by LIC. Coverage includes hospitalization expenses, critical illness treatments, and routine medical care. Cashless treatment facilities are available at empaneled hospitals nationwide.

Additional Employee Benefits

Leave and Travel Facilities:

Generous leave policy includes earned leave, casual leave, and medical leave provisions. Festival advance facilities provide financial support during major festivals. Leave Travel Concession (LTC) enables subsidized travel to hometown or tourist destinations periodically.

Educational and Housing Support:

Education loan assistance helps employees finance children’s higher education. Housing loans at concessional interest rates facilitate property purchase. These schemes enhance employees’ ability to meet major life expenses.

Professional Development:

Comprehensive training programs develop skills and knowledge throughout employment. Internal promotion opportunities enable career progression within the organization. Regular performance evaluations determine advancement eligibility and increments.

Effective Preparation Strategies

Creating a Study Plan

Develop a realistic preparation timeline based on available time until examination dates. Allocate study hours across different subjects proportionally to their weightage and personal proficiency. Include regular revision sessions and mock test schedules in the study plan.

Balance preparation across all sections rather than focusing excessively on strong subjects. Weak areas require additional attention and practice to achieve minimum sectional cut-offs. Maintain flexibility in planning to accommodate unexpected disruptions or requirement changes.

Subject-wise Preparation Approach

Reasoning Ability Enhancement:

Practice diverse question types regularly to build pattern recognition skills. Solve previous years’ questions to understand examination difficulty levels. Time yourself during practice to improve solving speed and accuracy.

Focus on understanding logical frameworks rather than memorizing solutions. Develop systematic approaches for different question categories. Regular practice transforms reasoning ability from challenging to manageable section.

Quantitative Aptitude Mastery:

Strengthen basic mathematical concepts and formula applications. Practice calculation shortcuts and approximation techniques for speed improvement. Data interpretation requires regular chart analysis and calculation practice.

Solve questions without calculators to develop mental arithmetic skills. Focus on accuracy first, then gradually increase solving speed. Review mistakes to identify conceptual gaps and strengthen weak topics.

English Language Proficiency:

Read quality newspapers, magazines, and online publications daily for comprehension improvement. Vocabulary building requires consistent learning of new words with contextual usage. Grammar rules should be understood through practice rather than rote memorization.

Writing practice for descriptive section involves regular essay and letter composition. Seek feedback on writing style, grammar, and content organization. Improve reading speed through consistent practice while maintaining comprehension accuracy.

Insurance and Financial Awareness:

Study LIC’s official website thoroughly for organizational information and product details. Follow financial news through newspapers and dedicated economic publications. Understand basic insurance terminologies and product categories.

Prepare notes on current developments in insurance sector and regulatory changes. Review major LIC achievements, initiatives, and recent performance metrics. This specialized section offers scoring opportunities through focused preparation.

Mock Tests and Practice Sessions

Take full-length mock tests under timed conditions simulating actual examination environment. Analyze performance after each test to identify strengths and weaknesses. Track progress over time to measure improvement and adjust preparation strategies.

Focus on sectional timing during practice to ensure completing all sections within allocated time. Practice questions of varying difficulty levels to prepare for all contingencies. Mock tests build confidence and reduce examination anxiety through familiarization.

Resource Recommendations

Standard reference books from reputed publishers cover examination syllabi comprehensively. Online platforms offer free and paid resources including video lectures and practice questions. Previous years’ question papers provide authentic understanding of examination patterns.

Government publications and official websites offer reliable current affairs content. Quality study materials emphasize conceptual clarity over shortcuts and tricks. Choose resources carefully based on content quality rather than quantity.

Career Growth and Progression Opportunities

Promotion Hierarchy in LIC

LIC follows a structured promotion system enabling career advancement through multiple scales. Officers progress from Scale III (AAO) to higher scales based on performance, experience, and departmental requirements. Promotions occur through internal examinations and merit-based assessments.

Typical Career Progression Path:

• Assistant Administrative Officer (Scale III)
• Administrative Officer (Scale IV)
• Assistant Divisional Manager (Scale V)
• Divisional Manager (Scale VI)
• Assistant General Manager (Scale VII)
• Deputy General Manager (Scale VIII)
• General Manager (Scale IX)

Each promotion brings increased responsibilities, compensation, and organizational influence. Time-bound promotions ensure regular career advancement for consistent performers. Exceptional performers may receive accelerated promotions through merit routes.

Professional Development Opportunities

LIC invests significantly in employee training and skill development throughout their careers. Regular workshops, seminars, and training programs enhance technical and managerial competencies. Specialized training is provided when transitioning to higher roles or new functional areas.

Officers receive exposure to various departments and functional areas during their tenure. Rotation policies ensure holistic understanding of organizational operations. Cross-functional experience prepares employees for senior management responsibilities.

Transfer and Posting Policies

LIC operates on a pan-India basis requiring employees to accept postings anywhere in the country. Regular transfers occur as part of organizational policy and operational requirements. Transfer frequency depends on position, grade, and organizational needs.

Officers typically spend 2-3 years in each location before transfers to different regions. Transfer policies consider employee preferences and personal circumstances where feasible. Accepting geographic mobility is essential for career growth within LIC.

Advantages of LIC AAO Career Path

Job Security and Stability

LIC operates as a central public sector undertaking providing exceptional employment security. Government ownership ensures organizational stability even during economic fluctuations. Job termination risks are minimal compared to private sector positions.

Long-term career planning is viable given LIC’s consistent operational performance. The organization’s market dominance and financial strength guarantee sustained employment opportunities. This security enables employees to plan major life decisions confidently.

Professional Recognition

LIC officers enjoy substantial professional respect within financial services industry. The designation carries significant weight in business and social interactions. Professional credibility opens opportunities for advisory roles and industry participation.

Association with India’s largest insurance provider enhances individual professional profiles. Officers develop extensive networks across banking, insurance, and financial sectors. This professional standing provides advantages throughout career and beyond.

Work-Life Balance

Government undertaking status ensures reasonable working hours and predictable schedules. Leave policies are generous compared to private sector norms. Work environments promote sustainable career practices without excessive pressure.

Organizational culture values employee welfare alongside business performance. Policies support family life and personal development alongside professional commitments. This balance contributes to job satisfaction and employee retention.

Learning Environment

Continuous exposure to diverse business scenarios provides practical learning opportunities. Working with experienced professionals facilitates knowledge transfer and mentorship. Large organizational scale ensures varied challenges and problem-solving experiences.

Regular training programs keep employees updated with industry developments and best practices. Professional growth occurs through both formal training and experiential learning. This learning environment supports skill development throughout career tenure.

Important Considerations for Applicants

Application Accuracy Requirements

Verify all entered information matches official documents exactly including name spellings. Date of birth should be entered as per matriculation certificate or equivalent document. Educational qualification details must correspond precisely to degree certificates.

Discrepancies between application data and verification documents cause rejection. Corrections after submission may not be possible under examination rules. Take adequate time reviewing application before final submission.

Category Certificate Validity

Reserved category certificates must be issued by competent authorities as per government norms. OBC certificates require Non-Creamy Layer clause valid for current financial year. Disability certificates should meet specified formats with required medical endorsements.

Ex-serviceman certificates must include service period details and discharge information. Ensure all certificates are current, properly formatted, and officially stamped. Invalid certificates lead to application rejection or candidature cancellation.

Examination Center Selection

Choose examination centers carefully considering travel convenience and accessibility. Center allocation depends on availability and candidate preferences submitted. Alternative centers may be assigned if preferred locations have capacity constraints.

Candidates bear responsibility for reaching examination centers on scheduled dates. No compensation or rescheduling provisions exist for inability to reach assigned centers. Select multiple center preferences to increase allocation probability.

Admit Card Download

Admit cards become available approximately 10-15 days before examination dates. Candidates must download admit cards from the official website using registration credentials. No physical admit cards are sent by post or courier.

Verify all details on admit card immediately after download including name, photograph, and examination venue. Report discrepancies to official helpdesk immediately for corrections. Carry printed admit cards along with original photo identity proof to examination centers.

Official Resources and Contact Information

LIC Official Website

Access authentic recruitment information through the official LIC India website at licindia.in. The career section contains current recruitment notifications, application links, and updates. Regular website visits ensure staying informed about important announcements and changes.

Download official notification PDF for complete details including specific eligibility criteria and instructions. Website provides FAQs addressing common queries and concerns. All application procedures must be completed through official portal only.

Helpdesk and Query Resolution

LIC provides email support for application-related technical queries during recruitment periods. Contact details including email addresses and phone numbers appear in official notifications. Clearly state query details with registration number when seeking assistance.

Response time for email queries typically ranges from 24 to 72 hours during business days. Avoid repetitive queries about the same issue as this delays response times. Phone support may have limited availability during peak application periods.

Social Media and Updates

Follow LIC’s official social media accounts for timely updates and announcements. Twitter and Facebook pages share important notifications and deadline reminders. Verify authenticity of social media accounts before relying on information shared.

Beware of fake websites and social media pages claiming official status. Always cross-verify important information with the official website. Do not share personal information or application credentials on social media platforms.

Frequently Asked Questions (FAQs)

What is the total number of positions available in LIC AAO Recruitment 2025?

LIC has announced 841 vacancies for Assistant Administrative Officer positions in 2025. This includes over 500 generalist positions, more than 250 specialist positions across IT, CA, Actuarial, and Rajbhasha categories, and over 90 Assistant Engineer positions in various engineering disciplines. Vacancy distribution details are specified in the official recruitment notification.

What is the minimum educational qualification required for LIC AAO Generalist positions?

Candidates require a Bachelor’s degree in any discipline from a university recognized by the University Grants Commission (UGC). The degree must be completed before the application deadline of September 5, 2025. Minimum percentage criteria, if any, are specified in the official notification. Professional qualifications may substitute academic degrees where explicitly mentioned.

When will the LIC AAO 2025 preliminary examination be conducted?

The preliminary examination is tentatively scheduled between October 15-22, 2025, subject to official confirmation. Exact examination dates will be announced along with admit card release, expected around September 25, 2025. Candidates should monitor the official website regularly for confirmed schedule announcements and any changes to tentative dates.

What is the application fee for LIC AAO Recruitment 2025?

General, OBC, and EWS category candidates must pay ₹700 plus applicable GST and transaction charges. SC, ST, and Persons with Benchmark Disabilities (PwBD) candidates pay a reduced fee of ₹85 plus GST and transaction charges. Payment must be completed online before the deadline of September 5, 2025, at 11:59 PM.

Is there negative marking in the LIC AAO examination?

Yes, negative marking applies to both preliminary and main examinations. For each incorrect answer, 0.25 marks (one-fourth of assigned marks) are deducted from the total score. No marks are deducted for questions left unanswered. Candidates should attempt questions carefully considering the penalty for wrong answers.

What is the starting salary for a newly appointed LIC AAO?

Newly appointed Assistant Administrative Officers receive a basic pay of ₹53,600 per month with a grade pay of ₹3,200 under Scale III officer grade. Including allowances such as Dearness Allowance, House Rent Allowance, and City Compensatory Allowance, total monthly emoluments in metropolitan cities exceed ₹92,870. Additional benefits include provident fund, pension, insurance coverage, and medical benefits.

Can candidates apply for multiple positions in LIC AAO Recruitment 2025?

Candidates must specify their category preference (Generalist, Specialist, or Engineer) during application submission. The official notification clarifies whether applying for multiple categories simultaneously is permitted. Typically, candidates select one primary category based on their educational qualifications and career preferences. Review official guidelines carefully before submitting applications.

What is the selection process timeline for LIC AAO 2025?

The preliminary examination is scheduled for October 2025, followed by the main examination in November 2025. Personal interviews for shortlisted candidates will be conducted subsequently. Final results and appointment letters are typically issued within 3-4 months after interview completion. The entire selection process from application to joining formalities extends approximately 6-8 months.

Are there any state-wise reservations in LIC AAO recruitment?

LIC AAO recruitment follows central government reservation policies without state-wise quotas. Horizontal reservations apply for categories including SC, ST, OBC (Non-Creamy Layer), EWS, and PwBD as per government norms. Vertical reservations may apply for ex-servicemen and other specified categories. Detailed reservation distribution appears in the official notification.

Can working professionals apply for LIC AAO positions?

Yes, working professionals meeting eligibility criteria can apply for LIC AAO positions. However, selected candidates must resign from current employment before joining LIC. No provision exists for accepting LIC appointment while continuing other employment. Candidates should carefully consider career transitions before applying.

About the Author

Nueplanet 

Nueplanet is an educational content specialist focusing on government recruitment examinations and career guidance for public sector opportunities. With extensive experience analyzing official notifications from banking, insurance, and financial sector organizations, the author provides comprehensive, verified information helping aspirants understand complex recruitment processes. All content is meticulously researched using official sources including government notifications, organizational websites, and verified regulatory publications.

Professional Commitment: Every article undergoes rigorous fact-checking against official sources before publication. Information accuracy and transparency remain the highest priorities in all content creation. Regular updates ensure readers receive current, reliable information reflecting the latest official announcements.

Expertise Areas: Government recruitment analysis, examination pattern evaluation, eligibility criteria interpretation, and application process guidance. Specialized focus on banking sector, insurance corporation, and public sector undertaking recruitment processes.

Publication Details:

• First Published: August 16, 2025
• Last Updated: August 16, 2025
• Sources Verified: LIC Official Website, Government Notifications

Conclusion and Key Takeaways

LIC AAO Recruitment 2025 provides substantial career opportunities in India’s insurance sector with 841 positions across generalist, specialist, and engineering categories. The recruitment offers competitive compensation, comprehensive benefits, and long-term career stability within a leading public sector organization. Understanding eligibility requirements, examination patterns, and application procedures is essential for successful candidature.

Prospective applicants should carefully review official notifications before submitting applications. Thorough preparation covering reasoning, quantitative aptitude, English language, and specialized subjects improves selection prospects. Meeting all documentation requirements and deadline adherence are critical for application validity.

Essential Action Steps:

• Review complete eligibility criteria including age limits, educational qualifications, and category requirements
• Prepare required documents in specified formats before beginning application process
• Complete online application and fee payment before September 5, 2025, deadline
• Develop comprehensive study plan covering all examination subjects and sections
• Practice regularly using mock tests and previous years’ question papers
• Monitor official LIC website for updates, admit card release, and result announcements

This recruitment represents an effective pathway to a successful career in India’s financial services sector. The combination of job security, professional growth opportunities, and attractive compensation makes LIC AAO positions highly desirable among qualified candidates. Dedicated preparation and strategic approach significantly enhance prospects of securing these coveted positions.

Visit the official LIC website at licindia.in regularly for the latest updates and authenticated information regarding this recruitment drive.

Helpful Resources

• LIC India Official Website

• Hindustan Times – LIC AAO Notification 2025

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