HDFC Bank Share Price: Current Trends, Analysis, and Future Outlook
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Table of Contents
Introduction
HDFC Bank share price has remained a significant indicator of India’s banking sector health. Investors closely track its performance given its robust fundamentals, large customer base, and consistent profit growth over decades.
Recently, the bank reported a 12% year-on-year rise in net profit, which boosted market sentiment. In this article, we analyse the current HDFC Bank share price, performance triggers, expert targets, and future outlook to guide your investment decisions.
Recent HDFC Bank Share Price Performance
Current Market Price
As per the latest available data HDFC Bank share price traded around ₹1,676 on NSE after gaining nearly 2% intraday on July 20, 2025, post its Q1 results announcement.
52-Week High and Low
52-week high: ₹1,757
52-week low: ₹1,363
This shows that the share is currently trading closer to its yearly high, reflecting investor confidence despite volatile market conditions.
Performance in Last One Year
| Period | % Change |
|---|---|
| 1 Week | +3.2% |
| 1 Month | +6.8% |
| 3 Months | +12.5% |
| 1 Year | +9.4% |
(Source: NSE data)
Factors Driving HDFC Bank Share Price
Strong Q1 Results
HDFC Bank posted a 12% YoY rise in standalone net profit to ₹17,148 crore for Q1 FY26, driven by higher net interest income (NII) and lower provisioning. Its NII grew by 11.6% to ₹28,700 crore, beating analysts’ estimates.
Robust Loan Book Growth
The bank’s advances grew 14.9% YoY to ₹20.7 lakh crore, indicating healthy demand across retail, corporate, and SME segments.
Stable Asset Quality
Gross NPA remained stable at 1.34%, with net NPA at 0.34%, reflecting prudent credit underwriting practices.
Merger Synergies with HDFC Ltd
HDFC Bank completed its merger with parent HDFC Ltd last year, leading to:
Expanded customer base
Stronger mortgage portfolio
Cross-selling opportunities
Analysts expect these synergies to unfold fully in FY26-FY27, supporting earnings growth.
Expert Analysis and Brokerage Targets
Brokerage Ratings
Jefferies: Target price ₹2,000
Morgan Stanley: Overweight, TP ₹1,950
Kotak Institutional Equities: TP ₹1,980
Analysts remain bullish citing:
Superior return ratios (~16-18% RoE)
Healthy CASA ratio (~40%)
Loan growth in double digits despite liquidity tightening
What Analysts Say
Motilal Oswal:
“Strong operational performance, stable asset quality, and merger benefits make HDFC Bank an attractive long-term bet.”
ICICI Securities:
“Despite near-term integration costs, earnings growth visibility remains strong. Investors can accumulate on dips.”
Is It The Right Time To Buy HDFC Bank Shares?
Key Positives
Consistent profit growth and low NPAs
Benefits from housing finance business integration
Strong capital adequacy and liquidity profile
Key Concerns
Near-term merger integration costs
RBI’s cautious approach on banks’ exposure to certain sectors
Valuations nearing historical averages
Verdict
If you are a long-term investor (3-5 years horizon), HDFC Bank remains a solid blue-chip holding given its scale, leadership, and execution track record. Short-term traders should monitor market volatility around RBI policy announcements.
Risks and Challenges
Rising interest rates could impact borrowing costs and credit growth
Intense competition from private sector peers like ICICI Bank, Axis Bank
Global market uncertainties affecting FII flows into Indian banking stocks
FAQs
1. What is the current share price of HDFC Bank?
As of July 20, 2025, HDFC Bank share price is around ₹1,676 on NSE.
2. What was HDFC Bank’s Q1 FY26 profit?
The bank reported a 12% YoY rise in net profit to ₹17,148 crore for Q1 FY26.
3. Is HDFC Bank a good buy now?
Analysts remain positive due to strong fundamentals, merger benefits, and consistent earnings growth. Long-term investors can accumulate on dips.
4. What are the risks for HDFC Bank shares?
Key risks include merger integration costs, rising interest rates, and market volatility affecting the banking sector.
Helpful Resources
Latest Posts
Conclusion
HDFC Bank share price continues to reflect the bank’s resilient performance, strong balance sheet, and leadership in India’s banking space. The recent profit jump reaffirms its execution capability despite challenging macro conditions.
Long-term investors may consider adding HDFC Bank to their portfolio on market corrections for consistent wealth creation.
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